/* Cost study: isolated pilot component, using fragCihan's existing palette. */
.fc-cost-study{--cost-ink:#202126;--cost-muted:#656870;--cost-line:#dedfe5;--cost-surface:#f7f8fa;--cost-blue:#3569ca;--cost-hover:#edf2fc;--cost-ease:cubic-bezier(.23,1,.32,1);color:var(--cost-ink);padding-block:64px 16px;container-type:inline-size;scroll-margin-top:112px}
html[data-theme="dark"] .fc-cost-study{--cost-ink:#f3f4f7;--cost-muted:#b0b4bd;--cost-line:#3c3e45;--cost-surface:#24262c;--cost-blue:#94baff;--cost-hover:#2b3446}
.fc-cost-anchor{display:block;scroll-margin-top:112px}
.fc-cost-study .fc-cost-eyebrow{display:block;color:var(--cost-blue);font-size:12px;font-weight:600;letter-spacing:.09em;text-transform:uppercase;line-height:1.5;margin:0 0 12px}
.fc-cost-intro{margin-bottom:28px}
.fc-cost-intro h2{font-size:clamp(28px,4vw,40px);font-weight:650;line-height:1.12;letter-spacing:-.045em;text-wrap:balance;margin:0 0 16px}
.fc-cost-intro>p:last-child{font-size:16px;line-height:1.7;color:var(--cost-muted);max-width:56ch;margin:0}
.fc-cost-sheet{background:var(--cost-surface);border:1px solid var(--cost-line);border-radius:22px;overflow:hidden}
.fc-cost-summary{display:flex;justify-content:space-between;align-items:center;gap:28px;padding:30px}
.fc-cost-summary h3{font-size:21px;line-height:1.3;font-weight:600;letter-spacing:-.025em;max-width:20ch;margin:0}
.fc-cost-amount{flex-shrink:0;text-align:right}
.fc-cost-amount>span{display:block;font-size:12px;line-height:1.5;color:var(--cost-muted);margin-bottom:8px}
.fc-cost-amount strong{display:block;font-size:clamp(36px,6vw,48px);font-weight:600;letter-spacing:-.055em;font-variant-numeric:tabular-nums;line-height:1.05;white-space:nowrap}
.fc-cost-amount strong small{font-size:.65em;font-weight:450;letter-spacing:0;color:var(--cost-muted)}
.fc-cost-ledger{margin:0;padding:0 30px}
.fc-cost-row{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:16px;padding:20px 0;border-top:1px solid var(--cost-line);position:relative;isolation:isolate}
.fc-cost-row::before{content:"";position:absolute;inset:3px -12px;background:var(--cost-hover);border-radius:8px;z-index:-1;opacity:0;transition:opacity 180ms ease}
.fc-cost-row dt{display:flex;align-items:baseline;gap:14px;font-size:14px;line-height:1.5;font-weight:500}
.fc-cost-index{font-size:10px;font-weight:500;font-variant-numeric:tabular-nums;color:var(--cost-muted);flex-shrink:0}
.fc-cost-row dd{font-size:16px;font-weight:600;font-variant-numeric:tabular-nums;white-space:nowrap;margin:0}
.fc-cost-row dd small{font-size:12px;font-weight:400;color:var(--cost-muted)}
.fc-cost-coverage{padding:30px;border-top:1px solid var(--cost-line);margin-top:10px}
.fc-cost-coverage h3{font-size:25px;line-height:1.2;letter-spacing:-.035em;font-weight:600;margin:0 0 12px}
.fc-cost-coverage>p:not(.fc-cost-eyebrow){font-size:15px;line-height:1.65;color:var(--cost-muted);margin:0 0 24px}
.fc-cost-terms{margin:0;display:grid;gap:20px}
.fc-cost-terms>div{display:grid;grid-template-columns:165px minmax(0,1fr);gap:16px}
.fc-cost-terms dt{font-size:14px;font-weight:600;line-height:1.6}
.fc-cost-terms dd{margin:0;font-size:14px;line-height:1.6;color:var(--cost-muted)}
.fc-cost-notes{margin:0 30px;border-top:1px solid var(--cost-line)}
.fc-cost-notes summary{display:flex;align-items:center;justify-content:space-between;gap:16px;cursor:pointer;list-style:none;min-height:60px;padding:16px 0;font-size:13px;font-weight:500}
.fc-cost-notes summary::-webkit-details-marker{display:none}
.fc-cost-notes summary>span{font-size:22px;line-height:1;color:var(--cost-blue);transition:transform 180ms var(--cost-ease)}
.fc-cost-notes[open] summary>span{transform:rotate(45deg)}
.fc-cost-notes>div{padding-bottom:20px}
.fc-cost-notes p{font-size:13px;line-height:1.7;color:var(--cost-muted);margin:0 0 10px}
.fc-cost-footer{padding:22px 30px;border-top:1px solid var(--cost-line);display:flex;align-items:center;justify-content:space-between;gap:20px}
.fc-cost-footer>span{font-size:13px;color:var(--cost-muted)}
.fc-cost-footer a{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:46px;padding:12px 16px;background:#3e73d6;color:#fff;border-radius:12px;font-size:13px;line-height:1.4;font-weight:600;text-decoration:none;transition:background-color 160ms ease,transform 140ms var(--cost-ease),box-shadow 180ms ease}
.fc-cost-footer a svg{flex-shrink:0;transition:transform 180ms var(--cost-ease)}
.fc-cost-footer a:active{transform:scale(.98)}
.fc-cost-study a:focus-visible,.fc-cost-notes summary:focus-visible{outline:2px solid var(--cost-blue);outline-offset:4px}
@media(hover:hover) and (pointer:fine){.fc-cost-row:hover::before{opacity:1}.fc-cost-notes summary:hover{color:var(--cost-blue)}.fc-cost-footer a:hover{background:#3265c3;box-shadow:0 4px 14px #3569ca26}.fc-cost-footer a:hover svg{transform:translateX(3px)}}
@container(max-width:480px){.fc-cost-summary{display:block;padding:24px 20px}.fc-cost-summary h3{max-width:none;font-size:20px}.fc-cost-amount{text-align:left;margin-top:24px}.fc-cost-amount strong{font-size:44px}.fc-cost-ledger{padding:0 20px}.fc-cost-index{display:none}.fc-cost-row{gap:12px}.fc-cost-row dt{font-size:13px}.fc-cost-row dd{font-size:15px}.fc-cost-coverage{padding:24px 20px}.fc-cost-terms>div{grid-template-columns:1fr;gap:4px}.fc-cost-notes{margin:0 20px}.fc-cost-footer{padding:20px;flex-direction:column;align-items:stretch;gap:12px}.fc-cost-footer>span{text-align:center}.fc-cost-footer a{font-size:14px}}
@media(prefers-reduced-motion:reduce){.fc-cost-study *,.fc-cost-study *::before{animation:none!important;transition:none!important;scroll-behavior:auto!important}}

/* Distinguish financial exposure from covered costs without implying a zero deductible. */
.fc-cost-study{--cost-risk:#b3322b;--cost-risk-surface:#fff1ee;--cost-risk-line:#ecc9c3;--cost-risk-hover:#f9dfd9;--cost-cover-surface:#eef4ff}
html[data-theme="dark"] .fc-cost-study{--cost-risk:#ffaaa0;--cost-risk-surface:#342625;--cost-risk-line:#66403b;--cost-risk-hover:#45302c;--cost-cover-surface:#242e40}
.fc-cost-risk{background:var(--cost-risk-surface);border-top:3px solid var(--cost-risk);padding-bottom:10px;--cost-line:var(--cost-risk-line);--cost-hover:var(--cost-risk-hover)}
.fc-cost-risk .fc-cost-eyebrow,.fc-cost-risk .fc-cost-amount strong,.fc-cost-risk .fc-cost-amount strong small{color:var(--cost-risk)}
.fc-cost-risk .fc-cost-eyebrow,.fc-cost-coverage .fc-cost-eyebrow{display:flex;align-items:center;gap:8px;font-size:11px;letter-spacing:.06em}
.fc-cost-risk .fc-cost-eyebrow::before,.fc-cost-coverage .fc-cost-eyebrow::before{content:"";width:7px;height:7px;border-radius:50%;background:currentColor;flex-shrink:0}
.fc-cost-coverage{margin-top:0;background:var(--cost-cover-surface);border-top:3px solid var(--cost-blue)}
.fc-cost-coverage h3{font-size:23px;max-width:28ch;text-wrap:balance}